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If you sell the AARP/UHC Med Supp in Fl you know that because of the premium differential between all the plans they offer 99.9% of the time you sell either the plan F @ 179.25 or N @ 129.25 for age 65.FYI for the plan F haters UHC plan F is lower than most carriers plan G and they don't offer plan G or D.
Trying to be a good agent I reccomend the plan N unless their is a specific reason to reccomend F i.e client uses Mayo Clinic doctors in North Fl who don't accept assignment.In the last few years i have had a handful of clients start out with plan N then freak out when they actually have to pay the part B deductible and 20.00 co payment (just like I told them they would) and call me to change to plan F.
No big deal to go from plan N to F with UHC it was just a matter of a phone call from the insured to AARP customer service to change with no underwriting , entry age retained and I would still be AOR.Not anymore
Now if a insured calls the AARP customer service to change plans AARP/UHC will send out a new application without your agent number on it. There is still no underwriting and entry age is still retained.I am getting on the phone to all my plan N policyholders and making sure they are happy with it and also I will not try to sell the merits of plan N to those prospects who where already determined that plan F was the best before I met with them.
Trying to be a good agent I reccomend the plan N unless their is a specific reason to reccomend F i.e client uses Mayo Clinic doctors in North Fl who don't accept assignment.In the last few years i have had a handful of clients start out with plan N then freak out when they actually have to pay the part B deductible and 20.00 co payment (just like I told them they would) and call me to change to plan F.
No big deal to go from plan N to F with UHC it was just a matter of a phone call from the insured to AARP customer service to change with no underwriting , entry age retained and I would still be AOR.Not anymore
Now if a insured calls the AARP customer service to change plans AARP/UHC will send out a new application without your agent number on it. There is still no underwriting and entry age is still retained.I am getting on the phone to all my plan N policyholders and making sure they are happy with it and also I will not try to sell the merits of plan N to those prospects who where already determined that plan F was the best before I met with them.