Health Book of Business

Double D, it is a possibility but not a guarantee. We still do not know what the Feds will allow from a compensation standpoint. I believe the carriers would be happiest if they could navigate themselves and not pay us anything at all. So until we know more of how each state's system will work and where this poster is located, it is difficult to answer the question.

By the way, are you aware that the current model application for an exchange policy is 21 pages? Is that something you have time to work through with a client?
 
Double D, it is a possibility but not a guarantee. We still do not know what the Feds will allow from a compensation standpoint. I believe the carriers would be happiest if they could navigate themselves and not pay us anything at all. So until we know more of how each state's system will work and where this poster is located, it is difficult to answer the question.

By the way, are you aware that the current model application for an exchange policy is 21 pages? Is that something you have time to work through with a client?

Well, Double D did use "good chance," not guarantee. It does seem likely that current clients that have been well cared for will turn to their agent to sort through this before attempting to navigate with the carrier on their own. On the Medicare side med supp and MA carriers would also be happiest if people went directly to them, but the degree of difficulty at understanding how the plans work gives the agents a need to meet. Whether it will be worth it to the agents remains to be seen.

That 21 page application includes two pages per family member for up to six family members. So an individual applicant would leave ten of those pages blank. Which doesn't mean the app is simple, just not quite as involved as the 21 page length implies.
 
About those Obamacrap applications . . .

The 61-page online Obamacare draft application for health care includes asking if the applicant wants to register to vote, raising the specter that pro-Obama groups being tapped to help Americans sign up for the program will also steer them to register with the Democratic Party.

On page 59, after numerous questions about the applicant's identity and qualification for Obamacare, comes the question: "Would you like to register to vote?" The placement of the question could lead some to believe they have to register to vote to get health care.

Obamavote: Healthcare application registers voters, too | WashingtonExaminer.com
 
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