Health insurance for Crohn's disease
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- 14,809
Yes - it's a mistake if the client can get a plan without any adverse underwriting if she doesn't need the test.
- 446
Wow....good work guys.
Hope she can get the correct coverage.
Hope she can get the correct coverage.
- 16,876
John,
Thanks for your advice on the phone last week. She is getting the test tomorrow and we are going to see how it goes from there. I'll let you know how it turns out.
- 16,876
Here is the update:
Had the new colonoscopy and it showed her to be perfectly healthy. Dr. wrote a very positive letter for us.
Here is the last paragraph:
"In summary, I believe that Mrs. XXXX did not have Crohn's Disease, and this is supported by the fact that she has had no symptoms, flare-ups, or need of medication. Also this is supported by the fact that now over seven years later on endoscopic exam, there are no signs of Crohn's Disease. Please consider this change in diagnosis for the patient for future purposes."
How do you guys think underwriters will look at this?
Had the new colonoscopy and it showed her to be perfectly healthy. Dr. wrote a very positive letter for us.
Here is the last paragraph:
"In summary, I believe that Mrs. XXXX did not have Crohn's Disease, and this is supported by the fact that she has had no symptoms, flare-ups, or need of medication. Also this is supported by the fact that now over seven years later on endoscopic exam, there are no signs of Crohn's Disease. Please consider this change in diagnosis for the patient for future purposes."
How do you guys think underwriters will look at this?
- 14,809
this will be what they call "individual consideration." I think you have a shot.
- 16,876
Thanks for your help with this John. I think we can get her covered now and she will never again be "chained" to group coverage through an employer.
There is nothing worse than stifling your career because you can't get away from group health insurance.
- 10,275
Great game last night. But Xrac...sadly, it may be over for the Sixers in Game 7. Hope not.
Why why why.... Did u just waste my time
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