Health insurance for dual citizen 17YO in USA for HS+college w/o parents

yorkriver1

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Virginia
The temp guardian won't declare her as a tax dependent, so no ACA SEP for moving into USA according to Healthcare. gov SEP specialist.
Inbound student is a USA citizen through parents who are living overseas in Southeast Asia. I believe the 17YO probably is a dual citizen so in essence an expat in the USA for the 7 years of schooling from last 2 years of high school and 4-5 years of college.
Travel insurance for expats in USA can't be sold to a 17 year old.
Are we left with STM?
 
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