It's not a rewrite with healthcare.gov nor is it a rewrite with the insurance company's direct enrollment. All you do is find the 2015 application, its' already populated with all the info from prior year except the "will you file a tax return" question, scroll through, make changes if necessary and pick the plan. Same application ID number and the client doesn't have multiple applications sitting around. That's the way you are supposed to do it, not create multiple applications. You don't need to use HC.gov as I know you guys hate - you use the insurance carrier's direct enrollment.
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