Health Sherpa Question ?

Nov 7, 2015

  1. ljubecak
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    ljubecak Expert

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    I have problem with Health Sherpa enrollment.

    When I am enrolling Couple or Full Family and one

    of the spouse have coverage over their Employer

    how you exclude that spouse in Health Sherpa enrollment application ?
     
  2. Yagents
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    Yagents Guru

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    If they have access to group coverage, they are not eligible for a subsidy.
    So, don't include that spouse, don't put in ANY income, apply only for those members that need coverage.

    Another scenario for you, if husband / wife situation, and one is on medicare, but you need the household income, include both on App, but answer questions:
    "Yes" - applying for coverage on under 65 spouse.
    "No" - applying for coverage on above 65 spouse (but put on app to include household income)
     
    Yagents, Nov 8, 2015
    #2
  3. SamIam
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    SamIam Guru

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    Did you get certified? This is one of the most basic parts of the law. You need to send that client to a agent that knows what they are doing because you don't! Just being honest.

    :no::no:
     
    SamIam, Nov 8, 2015
    #3
  4. Krball
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    Krball Expert

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    Health Sherpa does tend to over simplify the process. Having a good understanding of the ACA is important.

    Also keep in mind that although someone is offered a plan at work, there are instances where they can opt out...9.56% income rule, minimum plan standards rules, etc. These can also get a bit tricky to understand.
     
    Krball, Nov 10, 2015
    #4
  5. ljubecak
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    ljubecak Expert

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    Thank you very much Sir you are a Gentleman.
     
    ljubecak, Nov 10, 2015
    #5
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