Hi I'm curious on my qualification based on height weight chart. I am applying for LTC insurance and my height is 5' 5 1/2". I am on the borderline of preferred status and I'm wondering how the underwriters look at the height. If they use 5' 5" then I will not qualify for preferred. If they use 5'6" or an average of between 5'5" and 5'6" (my actual height) then I will qualify for preferred. Does the underwriter average out the height, round up or round down? I'm in excellent health, no meds, work out 6 days a week. Thank you for any input.