Hello my Name is Ken

Aug 18, 2015

  1. wealth2u
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    wealth2u Expert

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    Hello Everyone,

    My name is Ken. I have been reading all the posts for quite some time. I have been in insurance sales for 34 years now. Started out as a captive agent selling accident policies for the first 9 years. Since then I have been selling cancer and accident policies with return of premium as an independent contractor.

    I have a nice renewal check built up. I do get some cancel at issue and a few cancellations during the first few years. I get very few cancellations after the first few years because of the return of premium benefit. I do not get policies replaced.

    It is mostly an evening job for me and I am considering doing FE or medicare supplements. FE seems to be a way to make a lot of money up front but from what I have read it looks like it gets replaced and the charge backs are a big problem. I do like the fact that it would be a mostly day appointments.

    I am leaning towards the medicare supplement route. Since I have renewals I would not be dependent on a lot of advancements.

    I look forward to reading more and any advice I may get.

    Thanks,

    Ken
     
    wealth2u, Aug 18, 2015
    #1