Helping Placing 53 Year Old

[mistermarty]

Hi-

Any advice on placing a 53 year old woman who meet standard height and weight requirements. The Catch is she has polycystic kidney disease, anemia, chronic kidney disease and hyperparathyroidism. Only looking for 50k in coverage with 20 or 30 year term.


Thanks,

Marty

 

[STIBROKER]

you just send it into underwriting and see what they say.......

 

[WinoBlues]

Hi-

Any advice on placing a 53 year old woman who meet standard height and weight requirements. The Catch is she has polycystic kidney disease, anemia, chronic kidney disease and hyperparathyroidism. Only looking for 50k in coverage with 20 or 30 year term.


Thanks,

Marty

I would check out Fidelity GDB. I do not have an app at the moment. Hit up Mark up on UFFL. Their ten year may not be the best but it is an option.

I am more in the camp of getting something issued and placed before a probable decline. Also if the premiums are to high you may be looking at a China Egg.