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A new article from Ted Tafaro (link below) has some viable options for how to prevent high-earning professionals from being severely underinsured in their disability coverage. A doctor or lawyer earning $1.2 million per year would want more than 30% of that income replaced in the event of a disability, but getting to an acceptable level can be a challenge. This approach can double it. Thoughts?
Insurance Forums | The evolution of high-limit disability plans
Insurance Forums | The evolution of high-limit disability plans