Home&Auto with Metlife Grand Protect

[wies0106]

Hello,

Our agency write personal and commercial lines insurance in MN , WI, IA, AZ. We have not wrote anything with Metlife in years and I am wondering if anyone has had luck this year with writing their home and auto insurance. If so how competitive has it been compared to other companies and what state?

 

[FL P&C Broker]

We used to have their auto product in Florida. Not competitive at all then. That was years back so I have no idea if that has changed.

 

[DJAJ]

I have access to them through Smart Choice so I just quote them with all of the other carriers and for the last 3 years they have never ever even come close to being competitive. I do not understand why the even write in MD. I cant imagine they get any business. Either that or I am quoting them wrong.

 

[wies0106]

Thats the same for us. We have a large PakII book with them that we had alot of success writing but that was YEARS ago. In the last decade the only thing I was able to write was a monoline renters policy.... Not sure what the struggle is internally...

 

[indienoise]

Their rates suck in SC and GA. They're a little better in NC. Even when their rates suck though, they still lock it in with payroll deduction. You want to talk about carriers competing with their agents though - they are doing it as hard as any of them selling direct to consumers via the employers.

 

[nyc2phi]

I have one package policy with them. When they're on something though, it's untouchable.
Really into great credit and with professions revolving around education.

 

[AZDave]

There rates are terrible in AZ. I have access to them thru my group, and commissions are like 22%, and more with bonus. Zero business with them!

 

[agentinsouth]

They will no longer write mono-line auto in my state.... Anyone else have this issue?

 

[Aram Fingal]

Their rates are competitive for the right clients in WA. They will never be the cheapest though and they're not trying to. They're for clients who are willing to pay a little more for a superior product.

 

[wies0106]

Hi Aram,

Can you briefly inform me in what makes their product so superior? we have WestBend Home and highway and they do a nice blanket limit policy with raised limits and as a packaged policy modeled after the old Pak II.