Good Afternoon, I am a newly licensed P&C agent, not yet affiliated with a company, and therefore no E&O. I belong to a small denomination. We have 65 churches. 1) They wanted to know if there is a way to bring all those churches under one kind of "master" policy. 2) can it save money 3) if so what might the savings be 5, 10, maybe 15%? Also, I have been told if we go with a carrier that has a few of the churches, I can ask to become the "agent" of record. How would I go about: 1) getting all the data needed to quote (I'm thinking declaration pages from all 65 should work) 2) how to get multiple quotes 3) since I'm not with an agency, how do I assure I get credit and commission when my denomination is ready to enroll, I should be able to work out some kind of deal with the carrier right?