This forum has umpteen requests for that company to produce an actual benefit summary that shows benefits, limitations & exclusions, in detail. To date we haven't gotten one, and can't find one online. Mama used to say, "If they won't give you the facts, that's when you should wonder why."
How to Explain USHealth Advisors is Bad
- Thread starter xp350
- Start date
This forum has umpteen requests for that company to produce an actual benefit summary that shows benefits, limitations & exclusions, in detail. To date we haven't gotten one, and can't find one online. Mama used to say, "If they won't give you the facts, that's when you should wonder why."
Prospect calls. Owns freedom life. Doesn't like it. Needs specialist and blood work. Calls company, is told he used up his 2 doctor visits with $60 reimbursement and his 1 blood test for the year. Has health issues. Pays $500 a month. Another person screwed. Makes 30k a year for him and wife. Should be on Obamacare with c.s.r. , How is this not malpractice?
- 179
Hey guys,
Been a while since I've been in here. I didn't want to go through the whole other thread and bury this stuff. But I have the full product brochure for the premier choice plan.
As I said before it is too large of a file to upload, so if anyone can get around this like a mod or if anyone wants the summary of benefits message me.
Just checked my inbox. Didn't receive one message from anyone inquiring or from a mod.
I've said this before and I'll say it again, there are likely some agents misrepresenting the product, but it's not nearly as terrible as you're claiming it is.
The plan isn't a limited benefit plan of old, and does have a stop loss/max out of pocket.
Been a while since I've been in here. I didn't want to go through the whole other thread and bury this stuff. But I have the full product brochure for the premier choice plan.
As I said before it is too large of a file to upload, so if anyone can get around this like a mod or if anyone wants the summary of benefits message me.
Just checked my inbox. Didn't receive one message from anyone inquiring or from a mod.
I've said this before and I'll say it again, there are likely some agents misrepresenting the product, but it's not nearly as terrible as you're claiming it is.
The plan isn't a limited benefit plan of old, and does have a stop loss/max out of pocket.
Hey...I still think the product is crap, but you just earned a lot of respect with this post
- 8,448
Premier Choice plan description, at an official U.S. Health agent website.
Link: USHEALTH Group | Family and Individual Health Coverage
Link: USHEALTH Group | Family and Individual Health Coverage
I heard of them as a PPO...many years ago. They were trying to make inroads in my area, and fell flat on their faces. Cocky attitudes, captive agents only, if you didn't make sales, you got cut. Back then, they were NOT AN AGENT SUPPORTED CO. AT ALL!
LOL,...after looking at this thread, i did a search on my state's website----and i can't find "1", not one single agent who was working for them who is still licensed.
Wat da???
I heard last year they were making inroads into the Florida area. This time with big phone rooms. If they are doing phone rooms, they are advancing their agents mega commissions which will no doubt have to be credited back (after ppl wake up). Me thinks the agents who are selling for them, are in for a Hugh wake-up when they find out their comm.s are owed back (if they try and leave or the policies get canceled). My guess is they are Pushing "off ACA" programs (so i'm assuming they are a PPO).
****Any agency, that wants you to be captive and sell only 1 plan, is suspect (IMO).
This is the first time i've heard the suggestion that they weren't compliant. How and why they are not ACA compliant is beyond me....Anyone know?
LOL,...after looking at this thread, i did a search on my state's website----and i can't find "1", not one single agent who was working for them who is still licensed.
Wat da???
I heard last year they were making inroads into the Florida area. This time with big phone rooms. If they are doing phone rooms, they are advancing their agents mega commissions which will no doubt have to be credited back (after ppl wake up). Me thinks the agents who are selling for them, are in for a Hugh wake-up when they find out their comm.s are owed back (if they try and leave or the policies get canceled). My guess is they are Pushing "off ACA" programs (so i'm assuming they are a PPO).
****Any agency, that wants you to be captive and sell only 1 plan, is suspect (IMO).
This is the first time i've heard the suggestion that they weren't compliant. How and why they are not ACA compliant is beyond me....Anyone know?
Mary Margaret
Expert
- 20
Hey Sam CLAYLAND and Troy MCQUAGGE -
You STILL did not answer the question as I suspected. You are a stooge for the greasebag company! Do your clients know that you cannot insure anyone with less than perfect health? And you have all the little minions, including my relative work below you….. making Ridiculous, annoying cold calls day and night to vulnerable people to scam money to sell your crap ponzu scheme!!
My relative working 60-80 hours a week. You brainwash your employees, strictly commission based. When they do make a sale you keep
It!! You’re the Scientology of Insurance Scams. You are not legitimate., I challenge you to show real satisfied customers! They do t exist! Now my sweet relative has been sucked into your club of Wall Street Wannabees with a pack of lies about living rich and flashy lifestyle!
US HEALTH ADVISORS = SLEEZE AMD CHEEZE!!!!
My original question- my relative is in your pyramid MLM CULT!!! How do I go about helping them get out???? We need help. They are very threatening and bullying!!! I will not quit until this SCAM IS EXPOSED!!!
You STILL did not answer the question as I suspected. You are a stooge for the greasebag company! Do your clients know that you cannot insure anyone with less than perfect health? And you have all the little minions, including my relative work below you….. making Ridiculous, annoying cold calls day and night to vulnerable people to scam money to sell your crap ponzu scheme!!
My relative working 60-80 hours a week. You brainwash your employees, strictly commission based. When they do make a sale you keep
It!! You’re the Scientology of Insurance Scams. You are not legitimate., I challenge you to show real satisfied customers! They do t exist! Now my sweet relative has been sucked into your club of Wall Street Wannabees with a pack of lies about living rich and flashy lifestyle!
US HEALTH ADVISORS = SLEEZE AMD CHEEZE!!!!
My original question- my relative is in your pyramid MLM CULT!!! How do I go about helping them get out???? We need help. They are very threatening and bullying!!! I will not quit until this SCAM IS EXPOSED!!!
Neal T Fromm
Expert
- 34
Neal T Fromm
Expert
- 34
Correct it is a PPO using Unite Health Care One PPO. Solid company today. Agents taking their comp as earned, living the dream, providing excellent coverage with huge income.
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