Sounds like a good plan. Out here in California we're not allowed to pay for referrals, but even if you can't give out money, that doesn't mean you can't give some type of incentive that would motivate participation from the customer.
We have great tools available now. Don't use a spoon to dig for a swimming pool, use the digger tractors that are available.
ON A SIDE NOTE TO READERS:
My new book is available for free for a limited time. I'll be glad to send you a copy. Just email me or send a text to 209-416-8606. If you text just include your email address and message of "Instagram Book Copy."
The book is about how to use Instagram to Grow Your Local Business. I created a separate thread but don't see it on the forum. Maybe it has to go through an approval process. If I don't see it tomorrow I'll try again.
We can here, but it's capped, and it cannot be contingent on the sale of a policy. So, regardless of us making the sale, the referral gets paid. Could be a lose on the agency side, but if we ended up with 30 referrals ($300) and couldn't make a single $2,000 premium insurance sale ($300 in commissions), it'd be our own fault!