Have a question as to what yr payment goes to. I have a HSA and Im openning a Savings account,Any good suggestions. My question is about the repayment from the Saving Account. Does the repayment from the account for tax yr go from date of service or payment made date. Its hard to explain my question other than give a example: Dr. visit 11/06, received EOB in 12/06, received Dr. bill 1/07 , made payment 2/07. Does this go into 2006 or 2007. and which is the main item that determined what yr the Deduction applys to. Im trying to reimburse myself for services since I dont have HSA saving account but will be getting it done and know I can repay myself from my contributions I plan to make to the account before 4/17/07.