Humana MA has changed its AOR change policy

Dec 17, 2018

  1. PCBI
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    PCBI Super Genius

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    When MAPD opened up to agents in 20004-5 I went gang busters and still have many if those clients. But as CMS began flushing iut agents I pulled bak watching the tenacles of typical govt subsidized programs ruin a good thing.

    Ways to lose ur book:

    1. Dont do AHIP
    2. Dont do individual product train
    3. Have a complaint to CMS
    4. MAPD company pulls out county
    5. MAPD quits payn commission
    6. In house agent takeover AOR

    There are so many non-insurance risks to losing ur biz w MAPD which imo is wnough to keep most of ur biz elsewhere for lifetime renewals
     
    PCBI, Dec 31, 2018
    #31
  2. Philip Russell
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    Philip Russell Expert

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    You mean elsewhere as strictly supps. Or alternative forms of insurance?
     
  3. vic120
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    vic120 Guru

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    You are right especially I have been burned lines 4,5 & 6, few times a plan discontinues a com plan and start an Identical noncommission plan

    You cant even moved them when they loved the plan.

    I still write enough MA's to be worth it, & I am not going to stop, However I agree, lines 4,5 & 6 need to be fixed
     
    vic120, Dec 31, 2018
    #33
  4. Chazm
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    Chazm Guru

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    The issue he doesn’t understand is he thinks MAPD plans are going away. You can like Or dislike MAPD plans, doesn’t matter to me. But he’s way off when he repeatedly says they are going away soon. It’s a sinking ship. Lol he’s clueless
     
    Chazm, Dec 31, 2018
    #34
  5. vic120
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    vic120 Guru

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    MA is not going anywhere, I do believe it's going to be harder for an agent not to offer them in years to come.

    In fact, his AEP had a noticeably higher MA % for me than past years
     
    vic120, Dec 31, 2018
    #35
  6. Philip Russell
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    Philip Russell Expert

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    If anything MA is going to be the future of Medicare. Most people are on MA plans as it is
     
  7. somarco
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    somarco GA Medicare Expert

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    somarco, Jan 2, 2019
    #37
  8. Philip Russell
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    Philip Russell Expert

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    Last edited: Jan 2, 2019
  9. somarco
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    somarco GA Medicare Expert

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    somarco, Jan 2, 2019
    #39
  10. Philip Russell
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    Philip Russell Expert

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    "Mooooesssssstehehhhhhhh. Some."
     
    Last edited: Jan 2, 2019
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