How can Humana get away mailing to people about a $0 premium MAPD available in their area that includes all the B.S. they can fit on the flyer when there is no $0 premium plan within 150 miles of their county? If we as agents did that we would be in CMS jail immediately. I'm sure in the really fine print it would say available only in certain counties but it is very misleading and I have had 3 clients call today wanting that plan instead of what I have them on. Makes them kind of question whether I'm really telling them the truth then also.