I met a couple who was with pyramid on a medicare supplement. They wanted to switch to get a lower premium. The husband couldn't quailify. So i wrote her a new policy and cancelled hers. Well a month later i get a phone call from the client saying her husband's policy lapsed.... he has HIV! I called pyramid and they said that It was one policy with the husband as the dependent. So when she cancelled hers it cancelled both. He had a surgery that is unpaid. Is there anything i can do? I did sign him up on a MA plan yesterday so that i can switch him to a med supp in 2 months with no health questions. The Problem is that the agent that wrote the policy wrote the husband as a dependent. How can they make the husband drop his policy? what if she died, or they got divorced. I hope i can do something because i am at fault to for assuming that he would be able to keep his policy. I have never ran into this EVER! I have never had a cmplaint against me either. I'm not a scammer i really am there to help people and I was trying to do the right thing.