Got a call from a client (HOH) recently. I had put one of their family members (2 years ago) with LH because I couldn't find a GI that went down as young as needed elsewhere. Of course LH stiffed me on half the comm. The client tells me the premium has since gone up.. I got LH on the phone and they told us the insured (disabled and not in good health) agreed to a fraud alert, 30 day free trial that would later go to 8 bucks a month added to the premium. I had already thought this company was a low as they come. But they've exceeded my expectations.. Of course we cancelled that and told them not to contact in the future. I would venture to guess they even slammed this person into the add on.