So I have it narrowed down to the 2 choices presentred in the subject line. I will either jump in balls deep as an IA writing P&C thu Smart Choice and ALH products thru Brokers Alliance or I am talking to Amerivan National right now. Not much coverage about AN out there. I welcome all reasonable comments suggestions. My back ground is stong in sales (military Recruiter past 10 years in process of retiring). I have a fairly large network, I am in central PA. Lets here it! Forgot one thing anyone know how competitive AN is in PA?