I got something in the mail a few weeks ago and finally got around to looking at it yesterday. Seems they have a stand alone maternity plan that has a $5,000 benefit for $100 per month and a 10 month waiting period.
So what's the catch?
The plan is through IAI, a marketing firm that means nothing to me.
The details in the brochure are sketchy. They appear toward the back of something they call Benefits Plus.
I am going to call them this week, but wondered if anyone had exposure to this agency and their products.
Highlights:
10 month waiting period
10 months before conception or delivery?
$5,000 benefit for 2 day hospital stay (normal delivery)
Any benefit for C-section or complications?
In most cases there is no out of pocket to doctor or hospital.
Well that's an agressive statement. Wonder if the carrier approved that language?
My guess would be no.
My first blush opinion is this is hocus pocus but I am willing to consider they may have channeled Houdini to make such a plan possible.
So what's the catch?
The plan is through IAI, a marketing firm that means nothing to me.
The details in the brochure are sketchy. They appear toward the back of something they call Benefits Plus.
I am going to call them this week, but wondered if anyone had exposure to this agency and their products.
Highlights:
10 month waiting period
10 months before conception or delivery?
$5,000 benefit for 2 day hospital stay (normal delivery)
Any benefit for C-section or complications?
In most cases there is no out of pocket to doctor or hospital.
Well that's an agressive statement. Wonder if the carrier approved that language?
My guess would be no.
My first blush opinion is this is hocus pocus but I am willing to consider they may have channeled Houdini to make such a plan possible.
