If You Like Your Plan, You Can Keep Your Plan. Period.

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Carney just tried to minimize this lie by saying that it only applies to 5%. Does that mean it wasn't a lie? Even 5% is millions of people touched by this lie.

Carney said if you still have an individual grandfathered plan you had before ACA start (March 2010), you can keep it without having it comply with ACA - true? Does anybody have any individual clients who did NOT receive the recent "ACA" letter from carriers? He tried to make it sound like this was the carriers idea.

Wouldn't the plans have changed over the past 3 years one way or the other, which would have precluded grandfathering status? Doesn't even a copay or deductible increase invalidate grandfathering status?
 
Don't get caught up on what politicians say. They are never wrong, and the facts somehow always support what they are saying.

5% as in "5% of people have already received termination notices". PPACA only directly caused those 5% according to politicians.

There will never be a figure for how many people chose to switch carriers because their doctor is no longer in network, or the facility they prefer is no longer included.

There will never be a number for how many people are "permitted" to stay, but reasonably can't for whatever reason (rates, design, RX, network, etc).

In reality, I'd assume at least 25-50% of current policy holders switch their plan or doctor by the end of OEP, and 100% by the end of next OEP.
 
Sebelius says only significant changes invalidated grandfathering. But even a $5 copay change invalidated grandfathering. 5 bucks is significant?

So if Mary raised her copay from $10 to just $15 anytime in the past 3 years, she lost her grandfathering status, and she gets cancelled and forced into ACA compliant plan ... or nothing.

More expensive? Tough. Happy with current plan. Tough. Feds know what is best for you.

She liked her plan. She can NOT keep her plan. Clearly a lie. Period.
 
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