Indiana Maternity Products

jmarkk1

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Are there any indemnity products that will pay towards maternity with day one coverage?
 
Are there any group indemnity plans?
Also, will Obamacare pick up maternity day one even if pregnant?
 
Group health plans cover full maternity, and by Federal law, pregnancy is not considered a pre-existing condition. Medicaid may be an option. Obamacare doesn't start until almost 8 months from now, so that could only possibly help a woman who is currently 1 month pregnant or less. Indemnity plans are not a good option for pregnancy. Most OB/GYN's have a cash price that is pretty reasonable, and many hospital have affordable packages, too. A complication of pregnancy may run up a huge loss, though, so seeking coverage through one of the other options mentioned above would be wise.
 
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