Individual Accident Insurance

[Trotter]

I am looking for a good individual accident supplement plan.
There are lots of good ones that can only be sold at worksite to a group. Anybody have some good leads for me on any that can be sold on an individual basis?

 

[ksurfer86]

Aflac! Aflac! AFLAC!!!

Shoot me a message there are others too I can help u with. Where ru?

 

[MIM]

I am looking for a good individual accident supplement plan.
There are lots of good ones that can only be sold at worksite to a group. Anybody have some good leads for me on any that can be sold on an individual basis?

Aflac! Aflac! AFLAC!!!

Shoot me a message there are others too I can help u with. Where ru?

You have lots of choices. As far as individual policies go, you've got UTA, American General, Assurant to name a few that have rockin plans. You might want to start off with letting us know what state you're in. That'll give the rest of us a clue as to let you know the carriers that are approved in your state. (Loyal American, for example is not approved in California.)

MIM

 

[thomasm]

When I focused on disability insurance, I sold Assurity's Acciflex DI product fairly consistently! Had a harder time selling traditional DI, but this product was an easy sell!

 

[Norwayguy]

When I focused on disability insurance, I sold Assurity's Acciflex DI product fairly consistently! Had a harder time selling traditional DI, but this product was an easy sell!

Did you ever try selling Mutual of Omahas Accident Only DI. No need for the client to have a 90 elimination period they can go as low as zero,7, 14 etc.

 

[Trotter]

I am in Illinois. I'm looking for an accident plan with benefits as rich as what is sold in worksite marketing. Most of them are just glorified AD&D

 

[Lakshmi]

When I focused on disability insurance, I sold Assurity's Acciflex DI product fairly consistently! Had a harder time selling traditional DI, but this product was an easy sell!

What made you stop focusing on selling the acciflex? I write assurity too. Love it.

 

[Norwayguy]

What made you stop focusing on selling the acciflex? I write assurity too. Love it.

Could you explain the appeal of acciflex over Mutual of Omahas accident only di? When I run the numbers for a 90 elimination period moo comes out ahead with more flexibility on Elimination periods and benefit periods and benefit amount.

 

[Lakshmi]

Could you explain the appeal of acciflex over Mutual of Omahas accident only di? When I run the numbers for a 90 elimination period moo comes out ahead with more flexibility on Elimination periods and benefit periods and benefit amount.

I just started selling that. My focus before health insurance ended, I sold health to get in the door and sold life, CI and DI. That why I was asking. Now that health insurance is basically done until November I've had time to start looking around.

That why I was asking. MoO. I believe once upon a time I was contracted with them.... But at the time back theny focus was Assurant with cross selling other products. I will look again at their product. I prefer the straight DI Insurance over acciflex. Does that have a ROP? The Acciflex is very affordable even with a return of premium. Also, I've heard good things about moo, but never had experienced claims paying....I've had half a dozen clients receive fast paying claims through Assurity. I really like the way they operate and work with agents and claims.

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I just started selling that. My focus before health insurance ended, I sold health to get in the door and sold life, CI and DI. That why I was asking. Now that health insurance is basically done until November I've had time to start looking around.

That why I was asking. MoO. I believe once upon a time I was contracted with them.... But at the time back theny focus was Assurant with cross selling other products. I will look again at their product. I prefer the straight DI Insurance over acciflex. Does that have a ROP? The Acciflex is very affordable even with a return of premium. Also, I've heard good things about moo, but never had experienced claims paying....I've had half a dozen clients receive fast paying claims through Assurity. I really like the way they operate and work with agents and claims.

Posting from phone. Please pardon typos

 

[goillini52]

I am in Illinois. I'm looking for an accident plan with benefits as rich as what is sold in worksite marketing. Most of them are just glorified AD&D

Take a look at United National out of the Chicago area. They've got a policy that's not an AD&D policy. It pays for hospital stays, surgery, etc.