Individual Gap Plan With No Pre-Ex?

Jan 29, 2019

  1. Dynnodave
    Offline

    Dynnodave New Member

    Posts:
    2
    Likes Received:
    0
    State:
    Indiana
    Is there any individual Gap or Hospital Indemnity plan to help pay for high ACA deductibles with no pre-existing conditions? I’m looking for something that preferably has an outpatient surgical benefit as well.
     
  2. Midwest Broker
    Offline

    Midwest Broker New Member

    Posts:
    3
    Likes Received:
    0
    State:
    Nebraska
    I have some that are guarantee issued but have 12 month pre x. That is about as good as you can find.
     
  3. 48vwayne
    Offline

    48vwayne New Member

    Posts:
    6
    Likes Received:
    0
    What state are you in? I might be able to help.
     
  4. DS4
    Offline

    DS4 Guru

    Posts:
    4,166
    Likes Received:
    435
    State:
    California
    You have something without a "pre existing condition clause"? Please share.
     
    DS4, Feb 4, 2019
    #4
  5. Ariadna
    Offline

    Ariadna New Member

    Posts:
    4
    Likes Received:
    0

    If you have not found an option, I can help
     
    Ariadna, May 14, 2019
    #5
  6. jerryrut
    Offline

    jerryrut Guru

    Posts:
    571
    Likes Received:
    282
    I’m not aware of one but let us know if you find one.
     
    jerryrut, May 18, 2019
    #6
  7. goillini52
    Offline

    goillini52 KeepAmericaGreat...Eat Bacon & BUILD THAT WALL!!!

    Posts:
    20,481
    Likes Received:
    6,737
    State:
    Illinois
    How so? :huh:
     
  8. SamIam
    Offline

    SamIam Guru

    Posts:
    1,097
    Likes Received:
    5
    Such as?
     
    SamIam, May 23, 2019
    #8
  9. rousemark
    Offline

    rousemark Still Here!

    Posts:
    16,626
    Likes Received:
    4,372
    State:
    Tennessee
    We are all listening.. Let us know how you can help!
     
  10. rousemark
    Offline

    rousemark Still Here!

    Posts:
    16,626
    Likes Received:
    4,372
    State:
    Tennessee
    If a company offered an individual plan with no pre-ex it would have sky high premiums because many people would wait until they need it, buy it, pay a month, have the medical services done and then drop it. Then when they needed it again, they would repeat the process,,, Insurance companies that want to stay in business are not in the business of buying claims. .
     
Loading...