Hello, I'm trying to figure out if there is a way for me to offer instant quoting and binding for personal lines products on my agency website, similar to how it's done directly on the GEICO / State Farm / Travelers / etc. websites. Do any carriers offer access to their APIs for agents to directly pull quotes from their systems? Do any comparative raters offer instant quoting? I've seen 3-5 minutes from EZLynx but was wondering if anyone can do it faster. Also, is online binding possible, either through an API or a comparative rater? If it matters, we're only trying to quote and bind policies from one carrier, so we wouldn't need to pull a wide range of quotes. Thanks!