Insulin-dependent

[JT Agent]

I have a 44 year old insulin-dependent client with hypertension what will be the best a whole life company or term company tp write him with, thanks

 

[Lloyds of Lubbock]

Height and weight would help.
insulin dosage.
Type 1 or 2 diabetes
Treating hypertension with meds..dosage?

 

[WinoBlues]

$10,000 WL or $1,000,000.00 30 year ROP Term?

 

[JT Agent]

Lisinopril 10mg pnve per day
30 units of insulin once per day
Height 5-10 weight 180lbs
Started taking insulin at age 27

 

[Lloyds of Lubbock]

If he is controlled Guardian can table shave a table 4 to a nonsmoker for whole life.

 

[WinoBlues]

Lisinopril 10mg pnve per day
30 units of insulin once per day
Height 5-10 weight 180lbs
Started taking insulin at age 27

There is a reason he wants insurance - What is it? Burial, Family income, a Buy Sell? What. We can all give you guesses on anything from a $5,000 SIWL policy to cremate him to a $5,000,000.00 term plan.

Is there a budget? That will also tell you which way to go.

 

[WinoBlues]

If he is controlled Guardian can table shave a table 4 to a nonsmoker for whole life.

What is their minimum Face amount?

 

[Lloyds of Lubbock]

I believe to get in this program it is 100k.

 

[WinoBlues]

I believe to get in this program it is 100k.

4 tables is pretty good.

 

[Lloyds of Lubbock]

It is a good program.
Table 4 automatically goes to non smoker.
Smokers do not qualify