Kjoygray75
New Member
- 1
I'm currently living with my parents, but I own my own car and have my own insurance policy.
The last time I lived at home, their insurance company cancelled the policy for one my father's cars. I received four or speeding tickets over the span of two years when I was younger, so they refused to insure him while I was living their.
However, I never drive their vehicles, and as I mentioned I have a separate vehicle and insurance policy. How am I still considered a liability?
My parents want me to get around this by registering my car to a P.O. Box. However, I have to prove my physical address to get a P.O. Box, which means I have to either lie about my address or get a new ID with their address on it. I'm not comfortable with the first choice (I don't want to risk my mail getting sent to my old address) and the second would seem to defeat the point of doing this whole thing, as the address on my ID would be their address anyways.
Is there any way around this that doesn't involve lying about my residence? Moving out is an obvious option, but I don't see that happening soon.
The last time I lived at home, their insurance company cancelled the policy for one my father's cars. I received four or speeding tickets over the span of two years when I was younger, so they refused to insure him while I was living their.
However, I never drive their vehicles, and as I mentioned I have a separate vehicle and insurance policy. How am I still considered a liability?
My parents want me to get around this by registering my car to a P.O. Box. However, I have to prove my physical address to get a P.O. Box, which means I have to either lie about my address or get a new ID with their address on it. I'm not comfortable with the first choice (I don't want to risk my mail getting sent to my old address) and the second would seem to defeat the point of doing this whole thing, as the address on my ID would be their address anyways.
Is there any way around this that doesn't involve lying about my residence? Moving out is an obvious option, but I don't see that happening soon.