Insuring Kid's Race Cars

[insurance1822]

I have a client that's son (he's like 12) races mini race cars. They look like those cars you race down at the beach, like go cart things. But each costs like 7k and they have 4.

How would you find coverage? If it's a motorized land vehicle not used to service the property it's my understanding that they're excluded?

 

[Placementkid]

Is this something that K&K can look at for you? I would imagine you would want some sort of Inland Marine coverage on these, but the racing part might throw you for a loop.

 

[insurance1822]

^good call. I should have thought of them but yes, they'll do it. $750 minimum premium put on an inland marine form. thanks