Insurus Medicare Solutions

Looks like this is out of North Carolina/I just started looking at them too.
RichieG

Insurus is NOT out of NC. They are HQ'd in Chula Vista, CA and, yes, they do allegedly have thousands of agents. They are making a big push outside of CA. In CA they are known as South Bay Health and Insurance (Google it and Insurus and you'll see they are the same).

I would not get in bed with them. They primarily deal in medi/medi. They are fantastic if you like your leads being given to other agents and don't mind paying them an extra $50 per enrollment per year for all business you write. They are also great if you want to chase down every dollar. Oh, and good luck if you ever want to be released. They'll take your business by any means necessary and keep you from ever writing new business.

There are a lot of other great FMOs and MGAs that won't try to shake down the agents they rely on.
 
Insurus is NOT out of NC. They are HQ'd in Chula Vista, CA and, yes, they do allegedly have thousands of agents. They are making a big push outside of CA. In CA they are known as South Bay Health and Insurance (Google it and Insurus and you'll see they are the same).

I would not get in bed with them. They primarily deal in medi/medi. They are fantastic if you like your leads being given to other agents and don't mind paying them an extra $50 per enrollment per year for all business you write. They are also great if you want to chase down every dollar. Oh, and good luck if you ever want to be released. They'll take your business by any means necessary and keep you from ever writing new business.

There are a lot of other great FMOs and MGAs that won't try to shake down the agents they rely on.

It sounds like you have 1st hand experience.
 
Insurus is NOT out of NC. They are HQ'd in Chula Vista, CA and, yes, they do allegedly have thousands of agents. They are making a big push outside of CA. In CA they are known as South Bay Health and Insurance (Google it and Insurus and you'll see they are the same).

I would not get in bed with them. They primarily deal in medi/medi. They are fantastic if you like your leads being given to other agents and don't mind paying them an extra $50 per enrollment per year for all business you write. They are also great if you want to chase down every dollar. Oh, and good luck if you ever want to be released. They'll take your business by any means necessary and keep you from ever writing new business.

There are a lot of other great FMOs and MGAs that won't try to shake down the agents they rely on.

Yikes, Im in Calif...glad they arent my upline.

Let that be a lesson for all you young kids out there! :D
 
It sounds like you have 1st hand experience.


Limited first hand experience, but have known quite a few good guys who got trapped in their web. I'd hate to see others make the same mistakes.

From what I hear, after losing their HealthNet contract, they have asked agents to sign over their HN checks so that the FMO could take out their $50 administrative fee. Those who refused have been billed and are not getting paid on any of their new or renewal business. They have also started charging agents $200 per application for clients that the agent ends up putting on HN. They have to pay by credit card…before the application is approved by CMS. And if they don't they will not get appointments.

In an industry where there is no shortage of shady folks ruled by greed, these people are the worst. Just stay away. No matter what state you're in.
 
Limited first hand experience, but have known quite a few good guys who got trapped in their web. I'd hate to see others make the same mistakes.

From what I hear, after losing their HealthNet contract, they have asked agents to sign over their HN checks so that the FMO could take out their $50 administrative fee. Those who refused have been billed and are not getting paid on any of their new or renewal business. They have also started charging agents $200 per application for clients that the agent ends up putting on HN. They have to pay by credit card…before the application is approved by CMS. And if they don't they will not get appointments.

In an industry where there is no shortage of shady folks ruled by greed, these people are the worst. Just stay away. No matter what state you're in.


That 1 part probably isnt so bad....Im not sure HN will have a plan here in Socal by 2017, or its gonna drastically change. Thats my educated guess at least.
 
My name is Pat Salas and I am the President of both SBHIS and Insurus.
I thank you for your interest in our agency.
Insurus is not out NC it is headquartered in Chula Vista,CA and has offices in Illinois, Missouri, Texas & Arizona and teams in various other States.
Insurus works with a call center called MHS and they actively respond to mailing and inbound calls from TV campaigns we create to generate leads. They in turn book appointments that we give to our agents.
SBHIS is not known as INSURUS or vice versa. They are 2 completely separate agencies. SBHIS works exclusively in California and INSURUS works in all other States.
SBHIS has over 100K MAPD members in CA, 1700 agents and about 400 of them write and enroll into MAPDs exclusively and as their main source of income. These agents are also incredibly well trained, ethical and highly respected mostly because Medicare is all they do so they are highly specialized.
Insurus is actively recruiting and growing.
We believe in generating leads and growing together. If you leave and want to leave with the enrollments we generated together we do not appreciate that.
If you leave but make arrangements to make sure your BOB stays put, you get paid, we get paid and we wish you the best in your new endeavors.
Most of my agents have been with us for a very long time, we are Passionate about Medicare, many refer to us as aggressive. We prefer passionate but aggressive probably applies.
The comment on Duals was interesting. Yes, we are specialists in Duals. You see, I believe that to help the poorest elderly in our country you must have the HEART to serve. You have to care, you have to be ethical and you have to have compassion. Serving Duals is NOT for everyone particularly those that see this as a business. A Dual member will require multiple touches from an agent, possibly multiple visits, extra time etc. In exchange you will get paid with fruit, cups of coffee, hugs and the overwhelming feeling that you truly helped someone that needed help. The members are loyal when you are loyal to them. You build a BOB and reap the benefits of it in renewals.
We are very proud to retain over 93% of our membership. The 7% we lose are due to expiration or unethical agents trying to move the business from one plan to another due to an agency move (churning) - this is not for the benefit of the member but for the benefit of the agent.
YES, beware, if you are unethical, hurt an elder for financial gain, take my leads and enroll them and then try to move to another agency you can be reassured that we will do everything we can to prevent that. It's our duty to the plans we represent (preservation of membership) and it would be financial suicide for us not to do it.
I love what I do and so does my team, we are some of the very best in the industry and can teach you a lot. If you want to belong to a team that is very hands on, works with YOU, builds with YOU, SUPPORTS you and holds you accountable to your commitments we are a great option. If you are not looking to join someone as dedicated and over the top in LOVE with doing Medicare we are NOT for you.
To Missy in California... "You are who you surround yourself with". If you are friends with people I have had release issues with in CA (7 people in our 11 year history)I would beware of listening to you based on the company you keep. None of those 7 are people I would like on my team much less people that care much about others.
To all, thank you for reading this post and for your interest in our company. We love to help Medicare beneficiaries and are blessed to get paid for doing so. Not only do we help the very well to do, middle class but chose to help the Duals before they were popular or a sales opportunity because it was the right thing to do.
I wish all of you much success and if you think we fit what you are looking for in a partner give us a try.

Respectfully,

Pat Salas
 
My name is Pat Salas and I am the President of both SBHIS and Insurus.
I thank you for your interest in our agency.
Insurus is not out NC it is headquartered in Chula Vista,CA and has offices in Illinois, Missouri, Texas & Arizona and teams in various other States.
Insurus works with a call center called MHS and they actively respond to mailing and inbound calls from TV campaigns we create to generate leads. They in turn book appointments that we give to our agents.
SBHIS is not known as INSURUS or vice versa. They are 2 completely separate agencies. SBHIS works exclusively in California and INSURUS works in all other States.
SBHIS has over 100K MAPD members in CA, 1700 agents and about 400 of them write and enroll into MAPDs exclusively and as their main source of income. These agents are also incredibly well trained, ethical and highly respected mostly because Medicare is all they do so they are highly specialized.
Insurus is actively recruiting and growing.
We believe in generating leads and growing together. If you leave and want to leave with the enrollments we generated together we do not appreciate that.
If you leave but make arrangements to make sure your BOB stays put, you get paid, we get paid and we wish you the best in your new endeavors.
Most of my agents have been with us for a very long time, we are Passionate about Medicare, many refer to us as aggressive. We prefer passionate but aggressive probably applies.
The comment on Duals was interesting. Yes, we are specialists in Duals. You see, I believe that to help the poorest elderly in our country you must have the HEART to serve. You have to care, you have to be ethical and you have to have compassion. Serving Duals is NOT for everyone particularly those that see this as a business. A Dual member will require multiple touches from an agent, possibly multiple visits, extra time etc. In exchange you will get paid with fruit, cups of coffee, hugs and the overwhelming feeling that you truly helped someone that needed help. The members are loyal when you are loyal to them. You build a BOB and reap the benefits of it in renewals.
We are very proud to retain over 93% of our membership. The 7% we lose are due to expiration or unethical agents trying to move the business from one plan to another due to an agency move (churning) - this is not for the benefit of the member but for the benefit of the agent.
YES, beware, if you are unethical, hurt an elder for financial gain, take my leads and enroll them and then try to move to another agency you can be reassured that we will do everything we can to prevent that. It's our duty to the plans we represent (preservation of membership) and it would be financial suicide for us not to do it.
I love what I do and so does my team, we are some of the very best in the industry and can teach you a lot. If you want to belong to a team that is very hands on, works with YOU, builds with YOU, SUPPORTS you and holds you accountable to your commitments we are a great option. If you are not looking to join someone as dedicated and over the top in LOVE with doing Medicare we are NOT for you.
To Missy in California... "You are who you surround yourself with". If you are friends with people I have had release issues with in CA (7 people in our 11 year history)I would beware of listening to you based on the company you keep. None of those 7 are people I would like on my team much less people that care much about others.
To all, thank you for reading this post and for your interest in our company. We love to help Medicare beneficiaries and are blessed to get paid for doing so. Not only do we help the very well to do, middle class but chose to help the Duals before they were popular or a sales opportunity because it was the right thing to do.
I wish all of you much success and if you think we fit what you are looking for in a partner give us a try.

Respectfully,

Pat Salas


Nice paragraph.:twitchy:
 
My name is Pat Salas and I am the President of both SBHIS and Insurus.
I thank you for your interest in our agency.
Insurus is not out NC it is headquartered in Chula Vista,CA and has offices in Illinois, Missouri, Texas & Arizona and teams in various other States.
Insurus works with a call center called MHS and they actively respond to mailing and inbound calls from TV campaigns we create to generate leads. They in turn book appointments that we give to our agents.
SBHIS is not known as INSURUS or vice versa. They are 2 completely separate agencies. SBHIS works exclusively in California and INSURUS works in all other States.
SBHIS has over 100K MAPD members in CA, 1700 agents and about 400 of them write and enroll into MAPDs exclusively and as their main source of income. These agents are also incredibly well trained, ethical and highly respected mostly because Medicare is all they do so they are highly specialized.
Insurus is actively recruiting and growing.
We believe in generating leads and growing together. If you leave and want to leave with the enrollments we generated together we do not appreciate that.
If you leave but make arrangements to make sure your BOB stays put, you get paid, we get paid and we wish you the best in your new endeavors.
Most of my agents have been with us for a very long time, we are Passionate about Medicare, many refer to us as aggressive. We prefer passionate but aggressive probably applies.
The comment on Duals was interesting. Yes, we are specialists in Duals. You see, I believe that to help the poorest elderly in our country you must have the HEART to serve. You have to care, you have to be ethical and you have to have compassion. Serving Duals is NOT for everyone particularly those that see this as a business. A Dual member will require multiple touches from an agent, possibly multiple visits, extra time etc. In exchange you will get paid with fruit, cups of coffee, hugs and the overwhelming feeling that you truly helped someone that needed help. The members are loyal when you are loyal to them. You build a BOB and reap the benefits of it in renewals.
We are very proud to retain over 93% of our membership. The 7% we lose are due to expiration or unethical agents trying to move the business from one plan to another due to an agency move (churning) - this is not for the benefit of the member but for the benefit of the agent.
YES, beware, if you are unethical, hurt an elder for financial gain, take my leads and enroll them and then try to move to another agency you can be reassured that we will do everything we can to prevent that. It's our duty to the plans we represent (preservation of membership) and it would be financial suicide for us not to do it.
I love what I do and so does my team, we are some of the very best in the industry and can teach you a lot. If you want to belong to a team that is very hands on, works with YOU, builds with YOU, SUPPORTS you and holds you accountable to your commitments we are a great option. If you are not looking to join someone as dedicated and over the top in LOVE with doing Medicare we are NOT for you.
To Missy in California... "You are who you surround yourself with". If you are friends with people I have had release issues with in CA (7 people in our 11 year history)I would beware of listening to you based on the company you keep. None of those 7 are people I would like on my team much less people that care much about others.
To all, thank you for reading this post and for your interest in our company. We love to help Medicare beneficiaries and are blessed to get paid for doing so. Not only do we help the very well to do, middle class but chose to help the Duals before they were popular or a sales opportunity because it was the right thing to do.
I wish all of you much success and if you think we fit what you are looking for in a partner give us a try.

Respectfully,

Pat Salas


Well Pat, either you release or you don't. Who cares whether it's someone you want to work with or not. It does not matter who she is friends with or if her friends meet your approval. Like I say, it's a simple thing. Either you release freely or you don't. If you don't, then shame on you and you deserve any bad rep you get!
 
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