Could I get protection from a software copyright infringement with a $200,000 deductible? I am a software engineer who is a sole proprietor and my LLC has me as the only employee. I have insurance for up to $200,000 for claims arising from alleged software copyright infringement. Where would I find an insurance company to cover me if I exhaust this $200,000? I live in Georgia. Why is patent insurance so expensive? Is there an E&O policy that does not exclude software patent allegations?