Interested in an individual guaranteed issue term life product

salesgirl

Expert
52
Who's the best out there? I have a friend who is looking for options between 10 and 30 year terms and face amounts ranging from $50k to a million. I don't know a lot about GI carriers so I told him I'd ask around.
 
The only thing like that we have is LifeShield's GI Term. It is a 5 year renewable/convertible term that goes from age 18-75. The commission is 20% for the life of the policy.
 
Who's the best out there? I have a friend who is looking for options between 10 and 30 year terms and face amounts ranging from $50k to a million. I don't know a lot about GI carriers so I told him I'd ask around.

Only GI product that would get $50k death benefit would be Nationwide - but, it's not term.
 
I do like it when needed. Great when you sell one and it stays on the books for a few years. You might end up making more on that than any other term product.

Just picked them up. We will see how many agents sell it. 20% is street?
 
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