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Dear Sir,No company offers a better lead. These are all just people happening to stumble onto one site or another. Saying that, you want a good return policy, ability to pause your account and an ability to get a high volume of leads. You want to make sure the leads are search engine driven and not banner ads offering incentives: "Click for a free quote and win a Ipod!"
Call each company before signing up to see how they advertise. You can also run a Google search yourself for "health insurance" and see which companies show up on the 1st page of the search.
I used to use Vimo, Leadco.biz and Insureme.com. All delievered high volume, gave me the ability to pause my account and had return policies. I'd also stay away from companies who want more than $100 to start your account.
Stay away from paying more for exclusive leads. Some agents have figured that paying $15+ per an exclusive lead will be worth it. You should also not be spending more than $8 on shared leads.
You should be closing 1 out of 15 and you need 3 deals a week to stay alive in this business. That's 45 leads a week or about $350 a week. You'll need that every week for at least 4 weeks until you see commission checks, so unless you have $1,400 to invest I'd look into something else.
What I see all too often is agents without a lot of money buying 4 leads a day. That's zero to 1 deal a week.
Interesting post.
Please let me know if the numbers you quote are your personal experience or obtained elsewhere
Arturo.