While reviewing my insurance policy online, I noticed that I currently carry only 500k/500k. I clicked on the button to see what the rates would be if I changed it to 1-mil/1-mil. To my surprise, it would only raise my premium by about $80 for the entire year. For another $40/year, I can also raise the uninsured coverage from the current 500k/500k to 1-mil/1-mil as well. $120 a year is only $10 extra per month. Consider that's for all three cars on my policy, it seems pretty cheap to me. (just $3.33 extra per month per car) Before I finalize this change, I'm wondering what the pros and cons are for raising it to 1-mil/1-mil. I know it depends on each person' assets, incomes, and other factors... I'm just wondering if doubling the coverage like that will raise some red flags with the insurance company or something like that? I have a spotless record. (except for a deer collision 8 years ago, which I was to was considered to be a no-fault claim?) Thanks in advance for any advice!