Carlos Bastardo
New Member
- 7
The GINA law prohibits Life & Health companies from obtaining DNA testing in order to deny, rate or adjust premiums on an individual. It is considered "personal property".I have never seen that on a Medigap app, but I believe SOME life insurance carriers are asking about genetic testing as part of their underwriting review.
I don't believe genetic testing would show on an MIB report unless (maybe) it was used to deny or rate an app