I had insurance through the exchange for many years. Last year, I got married. When I went through the re-enrollment process, I learned that I was not eligible for subsidies because I could now get insurance through my husband's job. This wasn't a surprise. I went through the process to see what the cost would be. The cheapest plan was over $600/mo. So, I didn't enroll and got onto my husbands plan. It's June now, and I just learned that despite the plethora of emails I received reminding me not to forget to enroll, I had already been re-enrolled in my previous year's plan. Healthcare.gov has been paying for a policy for me since January with subsidies that I'm not eligible for! Come tax time, I'm going to owe that money, correct? It's about $750 a month! I spoke to someone at the exchange who told me that the most he could do was "forward my complaint." Because that will be helpful, I'm sure. Is that it? Am I going to be stuck owing $3750 for insurance I never used or wanted?