Just got a call, a referral from an existing client. She turned 65 back in April and is still on her Obamacare plan. She is self-employed and can barely afford the $90 per month payment.
She thought that after turning 65 she had to wait until the open enrollment period (to us known as AEP) to get on Medicare.
With all the attention T65 people get, I can't understand how she could fall through the cracks and not have talked to someone!
Now she is beyond her initial enrollment period for Medicare. To make matters worse, I just read
"When you’re considered eligible for Medicare Part A, you won’t
qualify for Marketplace tax credits to help pay your premiums
or reductions in cost‑sharing that may be available through the
Marketplace."
She will likely owe months worth of premiums back, because she has continued to pay the subsidized rate.
Is there anything she can do? Has anyone ever heard of someone contacting medicare and requesting an exception claiming they didn't know what to do?
I'm assuming she'd also have to wait until January to enroll in Medicare. Is that right?
She thought that after turning 65 she had to wait until the open enrollment period (to us known as AEP) to get on Medicare.
With all the attention T65 people get, I can't understand how she could fall through the cracks and not have talked to someone!
Now she is beyond her initial enrollment period for Medicare. To make matters worse, I just read
"When you’re considered eligible for Medicare Part A, you won’t
qualify for Marketplace tax credits to help pay your premiums
or reductions in cost‑sharing that may be available through the
Marketplace."
She will likely owe months worth of premiums back, because she has continued to pay the subsidized rate.
Is there anything she can do? Has anyone ever heard of someone contacting medicare and requesting an exception claiming they didn't know what to do?
I'm assuming she'd also have to wait until January to enroll in Medicare. Is that right?
