Is Wellbutrin(Bupropion) an Auto-decline with Genworth and John H.?
- Thread starter AOKING
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Arthur Rudnick
Guru
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Originally posted by AO King
Wellbutrin by itself is not a problem if used only for depression or anxiety. If it's taken for bi-polar disorder, Genworth will not insure.
If it is bi-polar, Hancock wants a 12 month waiting period from the date the med was taken and if nothing else is going on medically, they will consider at a Class 1 rating (+25%)
Wellbutrin by itself is not a problem if used only for depression or anxiety. If it's taken for bi-polar disorder, Genworth will not insure.
If it is bi-polar, Hancock wants a 12 month waiting period from the date the med was taken and if nothing else is going on medically, they will consider at a Class 1 rating (+25%)
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if wellbutrin was an autodecline, then 75% of my policyholders would not be policyholders.
All most carriers want is stability.....the actual medication is not that important. Wellbutrin in one of the most common anti-depressant drugs on the market. Its when you run in to things like Abilify, or anything "anti-psychotic" that you need to start getting concerned and asking more questions.
Even bi-polar people who are stable will be accepted by some carriers.
Even bi-polar people who are stable will be accepted by some carriers.
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68.4 % of my Book. Just checked.
Arthur Rudnick
Guru
- 1,652
originally posted by ltcadviser
So, what you're saying is that almost 70% of your policyholders have a mental illness.
Where do you hold your LTC seminars, in a mental institution?
So, what you're saying is that almost 70% of your policyholders have a mental illness.
Where do you hold your LTC seminars, in a mental institution?
to work with me.
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