IUL to Fixed Account
- Thread starter haynesa
- Start date
I'm looking for an IUL into a fixed account that has a good back end, cap, and floor. Does anyone have any suggestions?
- 711
come again.........
- Thread starter
- #3
- 8,707
So you want an iul and want the funds to not use any index option.....Why limit yourself to an iul then and not current assumption ul as well?
- 179
What is the point of going with an IUL then? I'm somewhat new to IUL but I know that most ULs out there will give you 3% guaranteed.
I just spoke with foresters yesterday and their UL gives 3% guaranteed, but is currently returning 5.6%. based off interest rates, not an index.
I feel like the cost of an IUL is going to be a bit higher than a standard UL that is going to give you what you're looking for anyway. I might be wrong though, like I said I've only really dealt with Standard ULs and GULs. Just now getting into the whole IUL thing.
I just spoke with foresters yesterday and their UL gives 3% guaranteed, but is currently returning 5.6%. based off interest rates, not an index.
I feel like the cost of an IUL is going to be a bit higher than a standard UL that is going to give you what you're looking for anyway. I might be wrong though, like I said I've only really dealt with Standard ULs and GULs. Just now getting into the whole IUL thing.
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