IUL with 16% Cap Rate?

I find it interesting that no one has mentioned Penn Mutual in this discussion. NA is a strong IUL but Penn's is right there with them (especially since they just raised their cap to 13%).
 
I find it interesting that no one has mentioned Penn Mutual in this discussion. NA is a strong IUL but Penn's is right there with them (especially since they just raised their cap to 13%).

Penn is good. But I have found that they currently have higher expenses vs. NA/Midland and LFG.
 
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