Joint Life

ehall2

Super Genius
165
What is the best company for joint whole life or joint term that pays on the death of the first to die?
 
What is the best company for joint whole life or joint term that pays on the death of the first to die?

The best & the worst may be the same carrier. That can happen when only 1 still offers it. Pretty rare just like mortgage decreasing term is pretty much non existent
 
The last one of those I sold was in 1981.
Liberty National.

Last to die would be how they work currently.
At least what I have come across.

Shooter
 
I was working a quote earlier and saw a first to die with Life Shield. I do not know any thing about it but if you wrote something like a $60,000 joint first to die. First death pays $60,000. $20,000 on funeral with enough for a preneed for number 2. Or $5,000 cremation and some debt elimination for the survivor.

I am sure the are reasons to not use it.
 
I know Goillini52 is all about that joint life. You would definitely want to be in his company if that's what you're into.

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