Kai-Zen plan

I’m not using it, but did a call with a woman in FL that was working in the pro-athlete market (supposedly). Lots of rah-rah and not much substance. It was being presenteded as some kind of revolutionary idea.

From what I can tell it’s simply a premium financed IUL using ANICO (I believe) and maybe one other carrier. I am curious to hear If anyone has more info.
 
LSW, Allianz and Minn also do it I believe. Penn turned it down due I believe to the company it runs through. I know several folks using it and doing big cases... figured I'd check to see if anyone here was. Yes, premium finance... but the clients don't have to be ultra wealthy, or even relatively wealthy like with most pf deals. To me, that sorta kinda gets grey. Doesn't look like many here use it.
 
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