Kaiser or Exchange

solo2013

Expert
56
This is what i got today.
Family of 4, Parent,child and elderly mother(dependent). Income of $70920.Looking for coverages for parents and child only.

Kaiser $330.50
Exchange $280
ibx calculator $430

I guess it's just estimated subsidy amount.
 
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Like my Dad used to say, "there are 3 sides to every story; your side, my side, and the truth"

Or, in this case, 3 estimates, none of which are true. Time to put them through the Exchange and find out what they actually qualify for.

For my $0.02, I'd use the Exchange estimate when speaking with the client. That's an easy sale, just say it's the only "official" one, which is true. If it comes out higher (like the other estimates), you're the hero. If you tell the client the high IBX estimate, and can't deliver, we both know they won't be a happy camper.
 
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