Debit balance are not all the IMO could be at jeopardy for.
If an agent had a claim in the contestable period, and it was not paid due to client or agent mis-representation a charge back could occur.
Ok, once again, let's read between the lines.
You know even after a release the agent is still obligated for this. If the company can't get to the agent, then they start going up his upline. Now as for reading between the lines...seems like you are saying you want to get all the overrides and take none of the risks. While all of us in business for ourselves want to minimize risks, you seems to want to have none of the risks and pass all those downline.
Just like Frank said before, what is stopping the client from cancelling/changing after only a month? Nothing!! We take risks and so should you. But as I and many others have said here....GREED!! So you don't thinks you should have any risks? Well BOO-HOO-HOO!!
Just to reiterate another point. John said earlier, just ask Scott Slutzker of Health Choice One why he doesn't have a problem giving unconditional releases. You think maybe it's because he understands things from the agent perspective? You think it's because he feels confident that he does everything he can to keep a willing agent? And why do you think he does that? Maybe he understands that without the agents under him he wouldn't be as successful as he is. Maybe he understands that if he didn't do this he wouldn't make enough money to concentrate on being an FMO, he would have to go out and write his own business. OOPS! Didn't mean to step on your toes there Joe...or maybe I did, what the hell! You telling me that after 10 years of being a supposed FMO you still have to write your own business or you couldn't survive? Very successful business mind you have there Joe! And your two sons went to college for this? LOL
Joe, in all seriousness...maybe there is a reason you're not more successful than you are. Maybe you should start looking at some other ways because all of your ways obviously aren't working that great.
You stated earlier that you had an agent that does very good and was satisfied with his 105%. LOL, I'm not an FMO and I can offer him more than that!! I'll bet half of the agents here could offer him better.
Give it up Joe, you're talking with seasoned agents here, not greenies. Your unfounded logic isn't going to fly with us. Keep coming up with your silly little justifications and we'll just keep shooting them right down. It's good for the greenies who do come here looking for solid advice to hear both sides and how to not get screwed by the likes of you or anybody like you.
Since your 1st post you've been trying to 'advertise'. Haven't you figured out yet that it's backfiring on you?
Silly Man!!