Liberal Underwriting

Dec 28, 2007

  1. dandan
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    dandan Guru

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    Who has the most liberal underwriting in the Atlanta area?
     
    dandan, Dec 28, 2007
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  2. TXINSURANCE
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    TXINSURANCE Guru

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    There is no answer to this question, without knowing what the condition is.

    Every company is all over the board truthfully...
     
  3. dandan
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    61 yr old female high cholesterol, high blood 160/90, takes meds for both lipitor and cozaar and she is a tobacco user.
     
    dandan, Dec 28, 2007
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  4. somarco
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    somarco That Medicare Expert Guy

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    Depends . . .

    Golden Rule, Humana, (maybe) KP will probably make an offer unless she is overweight. Don't expect anything competitive.

    Aetna, Coventry & BX will reject her.

    Time might make an offer but don't expect much there either.


    She is a heart attack or stroke waiting to happen.
     
    Last edited: Dec 28, 2007
    somarco, Dec 28, 2007
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  5. TXINSURANCE
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    Is this a relative? Why are you wasting your time?

    She has HBP, CHOL - likely other stuff you don't know yet (or may never know)- who knows but here is the kicker she is 61 AND with these issues SMOKES!!!

    She is not "with the program", I would send her to a "high risk" , HIPAA / Group plan - I know you are trying to help (and make commission) but she clearly has a disregard for her well being.

    Sorry to be so brutal , but it is the honest truth.
     
  6. moonlightandmargaritas
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    moonlightandmargaritas Guru

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    Amen to that.

    Maybe they're an "impaired risk" specialist?
     
  7. dandan
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    dandan Guru

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    Thanks guys, her husband is a good guy he wanted me to help. I agree with all of the above.
     
    dandan, Dec 28, 2007
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