After further review - the West Coast Life EZ Application process is the EXACT same process as the WCL paper Telelife process - other than the agent completes the telelife pre-application questions on-line and submits it to the telelife department electronically rather than faxing the paper Telelife application.
The home office will complete the telephone interview with the Telelife application submitted (using the electronic version of the application EZ app or the paper "Telelife" faxed to the home office). The interviewer will ask the full version of the state specific application questions. This is then sent the applicant for signature, a paramedical is scheduled at this time. The examier then will pick up the SIGNED application from the applicant at the time of exam.
Now if you are asking if there is a way for an applicant to e-sign (i.e. digitally sign) the application online (like you do when you submit taxes online - which is what I thought you were asking in the first place). Fidelity Life does have that process in place. US Financial also had this in place prior to not accepting any new business.
West Coast and American General are developing the technology to support digitally signed applications (E signature) however, as I stated previously this has not been released.
I hope this helps with your question "What I want to know is there any life insurance companies which allow you to enroll a client online".
Anna - x 112
Great, you exposed yourself as a hostile witness. You still only half way know what you're talking about. Why don't you go peddle your flimsy service somewhere else and quit trying to be a wealth of information for people that know more than you do, you may want to do a little more reading and less posting. Better yet, why don't you go shake down some more rookie agent for over rides, and get some extra jack for putting them in crappy lead programs.