Life policy for MS client

Jun 16, 2008

  1. NCnatwidagent
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    NCnatwidagent Super Genius

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    Does anyone know of a company that will write a life policy for a female, age 45 with MS?
    My underwriters took a trial app from me, but declined. No surprise. But I'm wondering if there is anyone that will issue?
    She is just looking for a 10-20yr term to cover a mortgage.

    Thanks!
     
  2. Mr. Bill
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    Mr. Bill Guru

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  3. SportsNut
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    SportsNut Guru

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    AIG's U/W Guide lists it as such:

    Single or multiple episodes, stable 1 year: Table A-C, Table D-H. (the single episode would garner the lower table ratings)

    Others: Declined.

    I might also susggest that you deal with BDS Agency, Matt Stewart, (877) 713-3311 ext. 312. They have some fairly successful impaired risk u/w experience and I'm sure they could steer you to a decent source of coverage.
     
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