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In VT, yes, with proof of prior coverage. Don't know about other states. But I suspect some do.But will that new policy cover an existing condition in mid-treatment?
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In VT, yes, with proof of prior coverage. Don't know about other states. But I suspect some do.But will that new policy cover an existing condition in mid-treatment?
If claims hit the max, the insured can just apply for a new policy. Many don't know this, think it won't work, but it does.
Something most agents don't think about. Work up the price of a heart pump.
Howard Dean, MD, former HMO doctor, governor, and Dem Prez candidate, made VT the first state to pass "health care reform," which scared away all but a dozen carriers (including HMOs & BCBSVT).Guess it depends on how you define . . . "it works".
As long as everyone who can afford health insurance is willing and able to pay a significantly higher premium to cover the sick, then it works.
Where it starts to fall apart is as costs escalate, so do premiums to the point that carriers and policyholders alike opt out of the system.
Isn't VT the home of a former presidential candidate dufus?
Curiously, eHealth does not offer coverage in VT.
So how is it working for you?