Living Benefits

Jan 14, 2019

  1. Embraerjetpilot
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    Embraerjetpilot Expert

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    good morning,

    My client has been out of for a few months due to a rotator cuff surgery. He inquired if the living benefits portion of his transamerica policy would be of any benefit.

    Anyone have any thoughts on this before I actually call and ask?

    Thanks
     
  2. Northeast Agent
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    Northeast Agent Guru

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    Umm, do you you mean a disability rider? Have you read the policy?
     
  3. Lewis_FL
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    Lewis_FL Super Genius

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    If he hasn't been certified as needing help with his ADLs then no.
     
    Lewis_FL, Jan 15, 2019
    #3
  4. jonathan b
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    jonathan b Expert

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    j just talked to a dm from the old mon-life now trans-american. He said they don't have living benefits on a policy. Now if your talking of waiver of premium. The insured has to be off for 6 months before they even consider the waiver of premium.
     
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