Long term disability pre existing condition

[Scott1091]

So my policy states a 90 day pre existing. That literally means if I was treated one day before that 90 day period it's not pre existing? It seems crazy that it works that way.

 

[Tahoe Ray]

So my policy states a 90 day pre existing. That literally means if I was treated one day before that 90 day period it's not pre existing? It seems crazy that it works that way.

Is it a group policy?

 

[Scott1091]

Is it a group policy?

Yes.

 

[Tahoe Ray]

Yes.

You'll normally see pre-x on a 1 year wait (possibly claimable but with reduced benefits) You seem to have a good policy.